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Brittany went to college and received a two year associate degree and accepted a position at the local newspaper office in the secretarial department. With us both working we were able to buy a lot of things for a young couple. The only problem was that we bought most of it on credit. It was fine as long as we were both working but I got the bad news that I was getting laid off. The bad news rocked my little world. Since we didn’t have any kids my unemployment was going to be low. I didn’t know if we would be able to make it on just Britt’s salary and my pittance of unemployment. Of course when you don’t pay your bills on time, creditors get mad and spouses start fighting. It’s what was happening to Britt and I. To top things off, I tried drowning my problems with booze. It just made things worse and I spent more money that we didn’t have. Our love life was getting strained to the limit between arguments and the drinking. I look back now and realized we didn’t handle it well. It’s. It didn’t concern me, but it was something I needed to think about. I was glad to be shed of most of it Friday afternoon. The extra cash I could work into much weakened band account. I could concentrate on adding a couple of hundred bucks to the bank every month, and call it profit from my worm business.After the closing on Friday afternoon, I went to the bank where I had all my accounts. For the first time in years I went to speak to a loan officer. The bank was about to close when we finished our business. He looked over the information I gave him before he said anything.“Mr. Rollins, I see no reason why we can’t give you an eight year mortgage. The payments on that would be under a hundred a month. Since you are agreeable to a direct transfer, there should no problem approving it,” he said.I nodded my head and left the bank. It was all part of the very simple shell game. The state government’s retirement payment was deposited in the bank before it removed the money from that.
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